Tips to cut your house payment

Want to cut your house payment? We have some suggestions…
There’s a government program that will reduce your Fannie Mae and Freddie Mac payments to 31 percent of your income. 
According to Forbes, here’s what you have to do to qualify. Go to their websites and type in the information requested to see if they hold your loan. 
Figure out how much of your gross monthly income is taken up by your payment, and apply if you qualify.
If you fit your bank’s “sweet spot” for modifications, they may take action but a large savings account may disqualify you, and lots of credit card debt as well.